Entrust savings, money market accounts, and certificate accounts, are good alternatives to uninsured mutual funds, as these funds are insured up to $250,000 by the National Credit Union Share Insurance Fund, a federal agency.
To set up a deposit, money market or certificate account and you are currently a member of Entrust FCU, simply log into Entrust FCU's On-line Banking and click "Open New Account." If you are currently not a member of Entrust FCU, please complete the Application Request Form online and we will follow up with the appropriate forms for your signature and return.
Click here for the form.
DEPOSIT ACCOUNTS |
APY = Annual Percentage Yield
Your yield may be affected by any penalties or fees incurred. |
| Type of Account |
|
APY |
|
RATE |
|
Effective Date |
| Bonus Checking |
|
2.50% |
|
2.472% |
|
February 1, 2010 |
| Shares (Regular and Special)1 |
|
.30% |
|
.30% |
|
Qtr. Ending 6/30/10 |
| Special Clubs1 |
|
.30% |
|
.30% |
|
Qtr. Ending 6/30/10 |
| 1 Dividends calculated daily; compounded and paid quarterly; rate subject to change quarterly. |
| Christmas Club2 |
|
.85% |
|
.85% |
|
Effective for 2010, paid at maturity on or about 10/15/10 if there are no withdrawals |
| 2 Dividends calculated daily; paid at maturity on or about October 15; rate set in December for the following year. |
MONEY MARKET ACCOUNTS3 |
APY = Annual Percentage Yield
Your yield may be affected by any penalties or fees incurred. |
| Balance |
|
APY |
|
RATE |
|
Effective Date |
| Less than $1,000 |
|
0% |
|
0% |
|
$1,000 minimum balance required to earn dividend. |
| $1,000 - $10,000 |
|
.30% |
|
.30% |
|
Effective August, 2010 |
| Over $10,000 to $50,000 |
|
.50% |
|
.50% |
|
Effective August, 2010 |
| Over $50,000 to $100,000 |
|
.65 |
|
.65% |
|
Effective August, 2010 |
| Over $100,000 |
|
.90% |
|
.90% |
|
Effective August, 2010 |
| 3 Dividends calculated daily; compounded and paid monthly; rate subject to change monthly. |
CERTIFICATE ACCOUNTS |
APY = Annual Percentage Yield
Your yield may be affected by any penalties or fees incurred. |
| Term |
|
APY |
|
RATE |
|
Effective Date |
|
| |
|
|
|
|
|
|
6 months
| |
.60%
|
|
.60%
|
|
These rates are effective as of August 24, 2010.
A $500 minimum deposit is required to earn the Annual Percentage Yield. Penalty for early withdrawal is 90 days dividends on the amount withdrawn for a terms of 12 months and under, and the penalty for early withdrawal on terms over 12 months is 180 days. Penalties or applicable fees may reduce your earnings.
|
| 12 months
| |
.75%
|
|
.75%
|
|
| 18 months
| |
.85%
|
|
.85%
|
|
| 24 months
| |
1.00%
|
|
1.00%
|
|
| 36 months
| |
1.51%
|
|
1.50%
|
|
| 60 months
| |
2.52%
|
|
2.50%
|
|
|
| |
|
|
|
|
| |
|
|
|
|
|
|
