Reliable. Reusable. Reloadable. Introducing our three Visa Reloadable Cards, the latest way to carry and budget your cash. Simply pick the card that suits your needs best, load it with the amount of money you want to budget, and use it anywhere Visa debit is accepted.
Teen card
The Teen Reloadable Card is a great first plastic for teenagers. The card teaches teens the responsibility of spending, while giving parents the control they want to ensure proper money management.
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Order a Teen Reloadable Card
Check your current balance and transaction history
Add money to your card
Travel card
When it's time for your annual family vacation, try the Travel Reloadable Card. It offers a great way to safely carry money throughout the U.S. and overseas without the hassle of Traveler's Checks.
Click here to:
Order a Travel Reloadable Card
Check your current balance and transaction history
Add money to your card
Everyday card
Have a wedding to plan or a project to budget? Use the Everyday Reloadable Card to budget for your "everyday" events without spending more than what you plan.
Click here to:
Order an Everyday Reloadable Card
Check your current balance and transaction history
Add money to your card
When using a Visa Gift Card or Visa Reloadable Card ...
Understanding your Reloadable (Travel, Student and/or General Purpose) and Gift Card balance is more important than ever. Both cards can be used when making purchases from any merchant that accepts Visa debit cards. However, some card issuers place authorization tolerances on transactions at particular types of merchants, such as restaurants, hotels, cruise lines, mail order, and car rentals. Authorization tolerances add a percentage or fixed dollar amount to the amount of the transaction when it is submitted for approval. Their purpose is to cover any tip/gratuity that you may add to the purchase after the approval or to ensure that adequate funds are available to cover the final purchase. For example, you have dinner at a restaurant and the total bill is $25.00. You have a $25.00 Visa Gift Card that you would like to use and this card has a 20% authorization tolerance on restaurants. If the restaurant tries to run the card for $25.00 it will be denied because 20% is added to the transaction amount and there were insufficient funds to cover $30.00 ($25.00 x 20% = $5.00 + $25.00 = $30.00)
Helpful Hints:
1. Know your balance and tell the merchant how much you want to use from the card. Most merchants don't have the ability to pull up your Visa Reloadable or Gift Card balance. If you try to use the card for more than is available then it will be denied. You can always get your balance by calling the telephone number provided with your card.
2. Know the authorization tolerances on your Visa Reloadable or Gift Card. Authorization tolerances set by card issuers are disclosed in the Terms & Conditions made available to you when you purchased your card.
3. Take authorization tolerances into account. If you are trying to use a Visa Reloadable or Gift Card at a type of merchant where an authorization tolerance is in place, you will not be able to use the entire balance of the card.
4. Try a lesser amount. In the article example, if you had the restaurant use the Visa Gift Card for $20.00 then the authorization amount would be for $24.00 ($20.00 x 20% = $4.00 + $20.00 = $24.00) and would be approved because you have $25.00 available on your card.
5. Don't forget that the entire amount of the authorization (including the additional percentage) will remain unavailable until the transaction posts (typically within three days).
6. There is usually no authorization tolerance on retail merchants so making purchases there is a good way to spend those last few dollars on your card.
